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Illinois State Requirements

In Illinois you are required to carry liability insurance (min. 20/40/15) and be able to provide proof of insurance. If you are caught driving without insurance, you may have to pay a large fine and have your driver's license suspended.

Types of Motorcycle Insurance Coverage's

There are many different types of motorcycle insurance coverage's for you to choose from. Our agency can work with you to decide what coverage combinations provide the best protection at a price that fits your budget.

• Collision - Pays damages to your own vehicle.


• Comprehensive - Pays for losses from fire, theft, storm, etc.


• Deductible - The amount of a covered loss you agree to pay.


• Bodily Injury - Pays for injury to others when you are at fault.


• Property Damage - Pays for property damage when you are at fault.


• Medical Payments - Pays for your own or your passenger's medical expenses.


• Uninsured/Underinsured Motorist - Coverage for you if other driver is not insured or is underinsured.

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